Medicare · Guide
Choosing your Medicare coverage
Choosing Medicare coverage starts with one big decision — Medicare Advantage, or Original Medicare plus a Medigap plan — and then narrows to picking the specific drug, Medigap, or Advantage plan that fits you. These guides walk through each decision so you can choose with confidence rather than guesswork.
Understanding how Medicare works is one thing; actually choosing your coverage is another. These guides are about the decisions — the big fork between Medicare Advantage and Original Medicare plus Medigap, and then how to pick the specific drug, Medigap, or Advantage plan that fits you. The goal is a confident choice, not the lowest premium on a list.
Making the decision
Advantage or Original + Medigap?
The biggest decision, as a framework.
Read more →Choosing a Part D plan
Match your drugs for the lowest total cost.
Read more →Choosing a Medigap plan
Standardized letters, and when to buy.
Read more →Choosing an Advantage plan
Network, drugs, total cost, and stars.
Read more →How to use these
Start with the big one: Advantage, or Original Medicare plus Medigap? That choice shapes everything else. From there, the path splits — either pick a Medigap plan and a drug plan, or choose a Medicare Advantage plan that bundles them. When you’re ready to see what’s available where you live, you can compare real plans by ZIP code.
Ready to compare?
Ready to compare the actual plans?
Enter your ZIP and we’ll take you to PlanMatch Medicare to compare the 2026 plans available where you live.